Uber's services have revolutionized modern travel. With a simple tap on your smartphone, you can request a ride within minutes, simplifying the way we move around. Despite its convenience, risks still exist. Accidents can happen, and when they do, passengers may suffer injuries.
We will cover the most common injuries in Uber-related accidents, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause a wide range of injuries, particularly when the vehicle is in an accident. Some frequent injuries include:
Whiplash: Whiplash often results from rear-end crashes, check here resulting in pain and stiffness. Symptoms can be delayed, making it harder to recognize early on.
Bone Injuries: High-impact accidents can lead to broken arms, legs, and ribs. Such injuries often require long recovery periods and surgery.
Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. These injuries may result in long-term cognitive issues and other serious health problems.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and paralysis. They often result in long-term pain and expensive treatments.
Strains and Sprains: Muscle injuries, including sprains and tears, often occur. Despite being "minor," they can cause considerable pain and complications.
Severe Scratches and Lacerations: Shattered glass or other debris from an accident may lead to severe cuts. Lacerations can lead to stitches, scars, and even infection.
Determining Liability in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. The responsible party could be the Uber driver, another vehicle, or someone else.
The Uber Driver: Uber drivers can be held liable if they were negligent or reckless. This includes speeding, texting while driving, or breaking traffic laws.
A Different Driver: When another driver causes the accident, they may be held responsible.
The Role of Uber: Uber may be liable in certain situations through its insurance policies. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
Insurance Coverage for Uber Accidents
The amount of insurance Uber provides depends on when the accident happens. Insurance differs if the driver is awaiting a request, driving to pick up someone, or in a ride.
Driver Offline: If the Uber driver is not using the app, they must rely on personal coverage.
Driver Online Without Passengers: While waiting for a ride request, Uber’s insurance offers minimal coverage. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.
Active Uber Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. This includes $1 million in third-party liability coverage, uninsured motorist coverage, and collision coverage.
Filing a Legal Claim After an Uber Accident
If an Uber accident causes significant injury, legal action may be required to get fair compensation. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.